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Table 707(Capital, Bank, Commercial)
Commercial Banks' Loans and Advances (Purpose) (1999 - 2008)  
Cap 707e  (Million Rs.)
                                 Year                          Purpose of Loan/Advance 1999 2000 2001 2002 2003
Rs. % Rs. % Rs. % Rs. % Rs. %
A. Agricultural   (a+b+c) 16,676 6.1 15,219 4.8 15,427 4.7 17,685 4.7 19,120 4.5
  a. Traditional Plantation (b) 6,081   6,322   5,364   7,782   8,690  
  b. Paddy 2,990   2,524   2,457   2,747   3,004  
  c. Other Agriculture 7,605   6,374   7,606   7,156   7,425  
B. Commercial   (a+b+c) 109,749 39.9 134,939 42.5 132,165 40.5 141,788 37.7 157,303 36.8
  a. Export Trading 25,163   31,192   36,964   35,948   38,444  
  b. Import Trading 38,000   53,257   40,243   48,378   57,345  
  c. Other 46,586   50,490   54,958   57,462   61,514  
C. Industrial   (a+b+c) 33,315 12.1 35,317 11.1 34,289 10.5 43,682 11.6 46,717 10.9
  a. Mechanical Processing of Tea, Rubber and Coconut 2,155   3,000   2,394   3,347   3,121  
  b. Other Manufacturing 27,582   28,393   27,863   33,567   35,051  
  c. Engineering and Construction 3,280 1.2 3,594 1.1 2,613 0.8 5,009 1.3 6,724 1.6
D. Mining 289 0.1 330 0.1 261 0.1 383 0.1 389 0.1
E. Financial 11,953 4.3 14,695 4.6 10,283 3.2 12,353 3.3 17,849 4.2
F. Tourism 4,498 1.6 4,073 1.3 4,311 1.3 5,075 1.4 5,821 1.4
G. Housing and Property Development 35,707 13.0 41,281 13.0 45,767 14.0 52,804 14.1 59,984 14.0
H. Consumption 28,999 10.5 32,648 10.3 37,737 11.6 47,017 12.5 60,396 14.1
I. Other Loans 34,253 12.4 39,269 12.4 46,394 14.2 55,321 14.7 59,900 14.0
J. Total  (A+ +H) 275,150 100.0 317,443 100.0 326,373 100.0 375,725 100.0 427,090 100.0
                                 Year                          Purpose of Loan/Advance 2004 2005 2006 2007   2008(a)
Rs. % Rs. % Rs. % Rs. % Rs. %
A. Agricultural   (a+b+c) 19,822 3.8 28,146 4.3 32,175 3.9 40,563 4.0 45,059 4.2
  a. Traditional Plantation (b) 8,579   13,009   11,179   15,276   18,887  
  b. Paddy 3,222   3,928   5,329   5,934   6,232  
  c. Other Agriculture 8,021   11,209   15,667   19,353   22,940  
B. Commercial   (a+b+c) 186,118 35.7 213,443 32.6 240,054 29.1 307,280 30.6 304,402 28.1
  a. Export Trading 50,505   48,462   46,338   72,311   63,209  
  b. Import Trading 63,698   65,770   74,887   93,338   104,559  
  c. Other 71,915   99,211   118,828   141,631   136,635  
C. Industrial   (a+b+c) 52,306 10.0 63,388 9.7 72,691 8.8 82,542 8.2 90,555 8.4
  a. Mechanical Processing of Tea, Rubber and Coconut 3,463   3,867   2,901   3,428   3,352  
  b. Other Manufacturing 40,169   49,587   59,393   69,363   73,474  
  c. Engineering and Construction 6,518 1.3 7,250 1.1 7,314 0.9 6,207 0.6 9,753 0.9
D. Mining 497 0.1 647 0.1 910 0.1 1,204 0.1 1,366 0.1
E. Financial 24,970 4.8 33,990 5.2 50,724 6.1 65,088 6.5 62,340 5.8
F. Tourism 7,028 1.3 9,886 1.5 12,381 1.5 11,934 1.2 13,063 1.2
G. Housing and Property Development 74,409 14.3 94,444 14.4 133,640 16.2 166,599 16.6 164,254 15.2
H. Consumption 84,967 16.3 113,413 17.3 160,370 19.4 207,222 20.6 264,106 24.4
I. Other Loans 71,146 13.7 98,599 15.0 123,767 15.0 123,869 12.3 139,913 12.9
J. Total  (A+ +H) 520,767 100.0 655,309 100.0 825,802 100.0 1,005,098 100.0 1,083,692 100.0
© 2011, KRI (Kusaka Research Institute)  Revised:  2011(y)/03(m)/20(d)
Source:  Chief Editor:
Central Bank of Sri Lanka Dr. Milton Rajaratne (B.Com., M.Sc., Ph.D.)
Key:       Former Head,  Department of Management Studies
(a) Provisional       University of Peradeniya.
(b) Tea, Rubber and Coconut